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How To Fill Out A Check For A Wedding Gift

How To Fill Out A Check For A Wedding Gift: Explained

Last Updated on February 25, 2024 by Kimberlee Johnson

It is always a delightful experience to attend weddings, surrounded by love and the anticipation of commemorating a new beginning in someone’s life.

When choosing the perfect gift, many opt for the versatility of a check. But writing a check for a wedding gift can be confusing, especially if you’re new to it. Well, don’t worry. 

I have used a check as a gift for my friend’s wedding once, so I can guide you on how to fill out a check for a wedding gift to ensure that it feels special and is given smoothly.

5 Easy Ways To Fill Out A Check For A Wedding Gift

writing on a cheque

1. Use The Couple’s Names (Maiden Names) Before Marriage

When filling out the check [1], using the couple’s names before marriage is best. This way, you’re acknowledging their identities at the time of the wedding. 

“Physical money, whether it’s checks or cash or credit card, are digitizing in front of us.” 

Dan Schulman, President of PayPal

For instance, if the bride’s name was Emma Smith and the groom’s name was James Johnson, you’d write “Emma Smith” and “James Johnson” on the “Pay to the Order of” line.

2. Choose “Or” Instead Of “And” Between Names

Using “or” between the names instead of “and” makes the check more flexible to cash. This means that either person named on the check can deposit or cash it. 

If you wrote “Emma Smith and James Johnson,” both must endorse the check. But “Emma Smith or James Johnson,” either of them can do it.

3. Avoid Assuming The Couple’s Name Changes

It’s important not to assume whether the couple will change their last names after marriage. Some couples keep their original names, hyphenate, or use a combination. 

To avoid confusion, use the names they introduce themselves with, ensuring your gift reaches them without complications.

4. Ensure Sufficient Funds In Your Account

Before writing a wedding gift check, ensure you have enough funds in your bank account to cover the amount. 

A bounced check can be embarrassing and inconvenient for you and the couple. 

Double-check your account balance before writing the check to guarantee everyone involved a seamless and positive experience.

5. Secure Delivery Through The Mail

Mailing the check to the couple is a secure way to deliver your wedding gift. Use a reliable mailing service that provides tracking and delivery confirmation. 

This ensures that your thoughtful present reaches the couple safely. Including a heartfelt note and the check adds a personal touch to your gift, making it even more memorable.

How Much Do You Put On A Check For A Wedding Gift?

Determining the appropriate amount of cash to gift for a wedding does not have set guidelines; however, professionals recommend beginning with approximately $100.

Considering your relationship with the couple, your budget, and the expenses of attending the wedding, consider adjusting your gift to around $500. 

Ultimately, your gift’s value lies in the thought and warmth it carries, regardless of the specific amount. But how much money should you spend on a wedding gift?

Is $250 A Good Gift For A Wedding?

A gift of $250 for a wedding falls within the safe and thoughtful range. Experts advise that offering anywhere from $100 to $250 in cash is a suitable and respectful gesture. 

“With each stroke of the pen, your check becomes a key to their dreams, unlocking a future filled with your blessings.”

Howkapow Gift Site

This amount conveys your warm wishes for the couple’s new journey while aligning with established wedding gift norms.

Find out if the parents of the bride give a wedding gift here.

Is $2000 Too Much Money To Give As A Wedding Gift?

Cheque Book

Yes, $2000 could be considered excessive for a wedding gift. Even if you share a very close bond with the couple, it’s recommended not to exceed $500. 

While your generosity is appreciated, ensuring your gift aligns with the occasion’s conventions and doesn’t overshadow the celebration itself is wise.

Is It Better To Give A Wedding Gift In Cash Or By Check?

Giving a wedding gift by writing a check is the superior choice. 

Checks are advantageous as they can only be deposited by someone with the exact name mentioned on the check, offering enhanced security. 

If the check is lost or stolen in the mail, you can cancel it. While giving cash might be convenient for the couple, having the exact amount on hand could be challenging. 

Using a check ensures your gift’s safety, aligns with etiquette, and provides ease in managing your contribution.

Also Read: Top Wedding Gifts For Friends

FAQs

Is it considered rude not to cash a wedding check?

Delaying or neglecting to cash the check could be seen as rude, especially considering the sender’s well-intentioned gesture. 

Experts emphasize the importance of promptly depositing wedding gift checks. This ensures security and reflects thoughtfulness towards the givers.

How long does a check last? 

Whether personal, business, or payroll, checks are typically valid for six months, which is 180 days. 

It’s essential to ensure that you deposit or cash the check within this timeframe to avoid any issues or complications.

What type of check will never bounce?

A genuine cashier’s check issued by a reputable bank or credit union [2] with federal insurance is unlikely to bounce. 

On A Final Note

That’s it; filling out a check for a wedding gift is simple. Filling out a check for a wedding gift doesn’t have to be complicated. 

As I’ve shared from my wedding experiences, it’s pretty straightforward.

Remember, experts say you can start with around $100 and go up to $500 if you’re close to the couple, your budget allows, and considering what you’re spending on the wedding.

The check takes the win when it’s about cash versus a check. It’s like a special paper where you put your good wishes. Plus, it’s safe, and you can make it personal.

References:

  1. https://www.investopedia.com/terms/c/check.asp
  1. https://www.cnbc.com/select/what-is-a-credit-union/
Kimberlee Johnson
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